Add cards to start comparing.

Getting to Know the Spirit Airlines World Mastercard®

With the Spirit Airlines World Mastercard®, travelers can earn 2 miles for every dollar spent on everyday purchases. New cardholders also receive 15,000 bonus miles when they first use their Spirit Airlines World Mastercard® . They’ll also get 15,000 bonus miles after making $500 in purchases within the first 90 days. Flight redemption begins at as low as 2,5000 miles. There are no blackout dates for flight bookings with Spirit Airlines. The card also features no annual fee for the first 12 months, followed by a yearly $59 fee after that.

How It Works

Cardholders can expect the following from the Spirit World Mastercard®:

How to Earn Rewards:

  • Everyday Purchases: The card is excellent in that it doesn’t bog down cardholders in the fine print and detailed reward earning categories. Instead, the card earns double miles for everyday purchases. That means when you use your Spirit Airlines World Mastercard® for purchases – from everything from flights with Spirit to bagels to new shoes – you earn 2 miles for every dollar you spend.
  • No Cap on Rewards: There is no cap on the number of bonus miles you can earn with the Spirit Airlines World Mastercard®.
  • Miles Expiration: Miles earned with the Spirit Airlines World Mastercard® expire if the card is not used at least once every 3 months. This means you need to keep your account active to keep your miles.

How to Redeem Miles:

  • Travel: Miles earned with the Spirit Airlines World Mastercard® are redeemable towards flights with Spirit Airlines.
  • Reward Flights Start at a Low Rate: Reward flights paid for with bonus miles start as low as 2,000 miles, excluding fees and surcharges.
  • Blackout Dates: There are no blackout dates when booking with Spirit.
  • Limitations: While the Spirit Airlines World Mastercard® makes it easy to earn miles and cash pout for free flights, there are considerable fees that aren’t included in these rewards flights. As Spirit Airlines is a budget carrier, they make much of the profit off of surcharges and hidden fees- and this is no different with rewards flights. Cardholders need to be wary of additional costs when booking flights with miles, as they can expect to pay for extra items such as taxes, fuel surcharges, baggage handling, and other fees.

Today’s Bonus Offer

Earn 15,000 bonus miles with your first purchase. Then earn an additional 15,000 bonus miles after making$500 in purchases within the first 90 days.

The Plane Facts

Can you expect a smooth flight from the Spirit Airlines World Mastercard, or will there be turbulence?

  • Annual Fee:  The card features no annual fee for the first year, followed by an annual fee of $59.

Airline and Airport Perks:

  • Priority Check-in: Cardholders receive priority check-in when they use the Spirit Airlines World Mastercard®. To book their travel and show their card at the check-in counter.
  • Priority Boarding: Cardholders also receive priority boarding when they fly with Spirit and show their Spirit Airlines World Mastercard®.

Cardholder Protections:

  • Digital Wallet Technology: Add your card to your mobile devices for in-store and online payments through Apple Pay®, Google Pay™, or Samsung Pay.
  • Chip Technology: Chip technology offers enhanced security and is accepted in over 130 countries around the globe.
  • Overdraft Protection: With the Spirit Airlines World Mastercard®, members have the option of overdraft protection, meaning they won’t have to worry about the possibility of a declined transaction or returned check .
  • Fraud Protection: Cardholders have complete protection from all fraudulent or unauthorized transactions made on their Mastercard®. Also, Bank of America provides 24/7 fraud protection.
  • Account Alerts: Cardholders can stay informed about anything to do with their account through the option of email or text alerts – letting them know when payments are due, or if there has been suspicious activity detected on their account.

Additional Benefits:

  • No Foreign Transaction Fees
  • FICO® Score Access: Cardholders can opt-in to receive an updated FICO® score every month.

The Perks That Make the Spirit Airlines World Mastercard® Worthwhile

What are some of the Pros that set this card ahead of the rest?

  • Introductory Bonus Offer: 30,000 miles is very generous. Earning 15,000 miles with a first purchase, then 15,000 miles after $500 in purchases in 90 days is enticing. It’s also a very achievable reward.
  • Low Rewards Redemption Threshold: Spirit Airlines has an extremely low threshold for redeeming rewards miles, with flights starting as low as 2,500 miles. This means that the bonus miles accrued with the first purchase have the potential value of up to 6 flights – not bad!
  • No Foreign Transaction Fees: Cardholders can expect no foreign transaction fees, making this card useful for those who travel abroad.
  • No Blackout Dates: No blackout dates when booking with Spirit.
  • Priority Boarding: Cardholders receive priority boarding when they show their Spirit credit card.
  • Priority Check-in: Cardholders also receive priority check-in when they show their card at the check-in counter.

Potential Turbulence with the Spirit Airlines World Mastercard®:

What are some of the negatives that take the wind from beneath this card’s wings?

  • Hidden Fees: The card is a minefield of hidden fees and surcharges cardholders must navigate when redeeming miles. Spirit makes its money off of fees – and the situation is no different from its rewards program members. When booking through Spirit, read the fine print carefully. There are fees for baggage, fuel, and many other items passangers might overlook.

Thoughts Before Takeoff

What can we make of the Spirit Airlines World Card from Mastercard®? For starters, the card offers a pretty amazing initial bonus offering. The chance to easily earn 30,000 bonus miles in the first 90 days of opening an account is seemingly too good to pass up – and the lack of an annual fee for the first year is another great plus. The icing on the cake, however, is the lack of blackout dates and the ability to redeem as little as 2,500 miles for a flight.

With all this good, however, comes the bad. If you hate paying hidden fees with your flights, this isn’t the card for you. Even with redemption flights cardholders can expect additional costs. If, however, you are willing to deal with these extra costs, the Spirit Airlines World Mastercard® is a great choice. If you frequently travel with Spirit, you likely understand the pros and cons that come with using a budget carrier – therefore, passing up on these impressive bonus miles on offer is almost impossible.