Delta Reserve for Business Credit Card

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Getting to Know the Delta Reserve for Business Credit Card

Delta Reserve for Business Cardholders earn 80,000 bonus SkyMiles and 20,000 Medallion Qualification Miles (MQMs) after spending $3,000 within the first three months. The card earns double miles on purchases made directly through Delta, and a single mile for every other dollar spent on purchases. Businesses also receive exclusive in-flight savings, Category 1 main cabin priority boarding, a first free checked bag n Delta flights, and a companion certificate each year after card renewal – all for an annual fee of $450.

How It Works: 

Cardholders can expect the following from the Delta Reserve for Business Credit Card from American Express:

How to Earn Rewards

  • Earn with Flights: Cardholders earn 3X miles on flights booked directly through Delta.com.
  • Everyday Purchases: Cardholders also earn 1x miles on all other purchases using the card.
  • Enhanced Earning: Earn 1.5X miles after spending $150,000 per year.
  • Rewards Are Unlimited: The SkyMiles program has no limits on the number of miles accounts can accrue. This means the sky is the limit for businesses that plan to make the most out of their card.
  • Rewards Don’t Expire: SkyMiles never expires as long as the account is open.

How to Redeem Rewards:

  • Travel: SkyMiles have the most potential value with bookings made through Delta.  You can also book through SkyTeam airlines, such as KLM, Air France, Aeromexico, and more.
  • Hotels: SkyMiles are also applicable towards hotel booking with Delta hotel partners worldwide. These include AirBnB and Marriott Bonvoy.
  • Rental Cars: Use miles for bookings with rental partners, including Alamo, Dollar, Enterprise, Hertz, National, and Thrifty.
  • Vacations: Companies can usee their SkyMiles for vacation packages booked through Delta Vacations. Delta Vacations offers package holidays to over 300 destinations worldwide.
  • Upgrades &Extras: Companies can also use their miles towards upgrades and extras on Delta flights, including seat upgrades, in-flight entertainment, food, or drinks, products and services, and more.

Today’s Bonus Offer

Earn 20,000 Medallion® Qualification Miles (MQMs) and 80,000 bonus miles after spending $3,000 in business purchases within the first three months. Businesses also receive an additional 20,000 miles on their cardmember anniversary. This brings the potential bonus with the card to a huge 100,000 SkyMiles.

The Plane Facts

Can you expect a smooth flight from the Delta Reserve for Business Credit Card, or will there be turbulence?

  • Annual Fee: The Delta Reserve for Business Credit card comes with an annual fee of $550. $550 is at the high-end of the annual fee list for airline rewards credit cards. Despite this, it is a very manageable cost. This is especially true for companies that send employees around the world. In fact, the cost is essentially offset by the impressive suite of perks the card offers. These include complimentary first checked bags, priority boarding, and more. While these may not be headline-stealing perks, they save companies thousands with regular use – in baggage fees and time.

Airline and Airport Perks:

  • Free Free Checked Bag: Companies save beaucoup bucks with a complimentary first checked bag on Delta-operated flights.
  • No Blackout Dates: One of the great perks of the SkyMiles program is a lack of blackout dates on reward travel.Unfortunately, however, other SkyTeam partners may have blackout dates, so always be sure to check with your preferred carrier before booking.
  • Delta Sky Club® Access: Cardholders can access the Delta Sky Club® at no cost and will receive an exclusive rate of $29 per guest for up to two guests per visit.
  • Companion Certificate: After renewing their Delta Reserve for Business Credit Card, companies receive a Domestic First Class, Delta Comfort® or Domestic Main Cabin round-trip companion certificate., good for a free companion flight (excluding government taxes and fees).
  • Priority Boarding: Cardholders will receive Main Cabin 1 Priority Boarding on all Delta flights, saving them time – and businesses money.
  • In-Flight Savings: Using the Delta Reserve Business Card for in-flight purchases provides an additional 20% savings in the form of a statement credit. 

Cardholder Protections:

  • Baggage Insurance Plan: AMEX’s Baggage Insurance Plan provides coverage for up to $1,250 for a carry-on and $500 for baggage that you check.
  • Global Assist® Hotline: The Global Assist® Hotline offers 24/7 access to medical, legal, financial, and other emergency coordination and assistance services when you travel more than 100 miles from home. This includes assistance with cash wires and passport replacement to medical and legal referrals, missing luggage, and much more.
  • Fraud Protection: American Express® provides comprehensive fraud security and protections to members.
  • Travel Accident Insurance

Additional Benefits:

  • No Foreign Transaction Fees
  • Employee Cards: Additional employee cards enhance the reward-earning potential
  • Spend Manager: American Express Spend Manager allows companies to track employee spending and document transaction with notes.
  • QuickBooks Connectivity: Seamless QuickBooks integrations make balancing the books even easier.

The Perks That Make the Delta Reserve Business Credit Card Worthwhile:

  • Intro Bonus Offer: Earn up to 80,000 miles in the first three months. This bonus is even better thanks to the 20,000 miles anniversary gift.
  • Potential to Earn Rewards with Other Carriers: Delta SkyMiles transfer to over 30 airline partners. 
  • Additional Rewards: Delta Reserve for Business cardholders are also eligible to receive additional rewards through Delta partners. Beyond SkyTeam® Alliance airlines, Delta also has partnerships with numerous rewards programs that provide chances for more miles.

Potential Turbulence with the Delta Reserve Credit Card

  • Blackout Dates with Other Carriers: Delta doesn’t have blackout dates. While this is great, the same can’t be said for SkyTeam partners. Before booking flights with a partner carrier, check out their blackout date policy.  
  • Not Much Ekse: There really isn’t a lot to not like about the card. The rewards are ample for companies that want to earn them. The additional benefits offer further value.

Thoughts Before Takeoff

The Delta Reserve for Business Credit Card is an excellent option for companies that frequently send employees oversees for business. With a host of impressive perks, such as SkyClub access, priority boarding, a first checked bag free, and no foreign transaction fees, employees can travel in comfort – all while protecting ther company’s bottom line. While the $450 annual fee may seem steep, the additional benefit of employee cards helps off-set this cost (as does the SkyClub membership). While the regular version of the Reserve Card is targeted toward the elite traveler, the business version is perfectly suited for all companies who travel, be it regularly or occasionally.

 

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