The Asiana Airlines Visa® Business Credit Card is a rewards credit card from Bank of America targeted towards small to medium sized companies that frequently travel with Asiana Airlines. New cardholders earn 10,000 Asiana Club bonus miles when they make their first card purchase – which is a low initial offer that is unlikely to tempt many frequent flyers.
The card earns double miles on all Asiana Airlines purchases and single miles on all other purchases. Miles can be used for flights with Asiana, or other Star Alliance member carries (who offer travel to over 1,300 destinations worldwide), as well as on seat upgrades, baggage allowances, or lounge access. Cardholders also receive two $100 statement rebates annually, which are applicable towards Asiana Airlines bookings.
How It Works
Cardholders can expect the following from the Asiana Visa® Business Card:
How to Earn Rewards:
Fly with Asiana Airlines: Companies can earn 2 miles for every dollar spent on ticket purchases with Asiana Airlines.
Everyday Purchases: Businesses earn 1 mile for every dollar spent on all other purchases.
Earn with Star Alliance Partners: Businesses can earn bonus miles when they use their Visa Signature® card when booking with Star Alliance partner carriers.
Rental Car Partners: Cardholders earn bonus miles when booking through Rentalcars.com or Times Car rental car services.
Hotel Partners: Cardholders can also earn miles through purchases with select Asiana Airlines hotel partners. Partners include Hilton, Marriott Bonvoy, IHG, Hyatt, Best Western, World Hotels, Radisson Regal Hotels, Okura, Walkerhill, Lotte, and more.
Shopping: Making purchases at select online partners, including eMart Mall, Auction, and G Market also earns members bonus miles.
No Cap: There is no cap on the number of bonus miles a business can earn.
Miles Expiration: Miles earned do not expire for 10 years. For Diamond, Diamond Plus, or Platinum Asiana Club members, however, miles expire after 12 years.
How to Redeem Miles:
Travel: Redeeming bonus miles with Asiana Airlines and other Star Alliance partner carriers is both simple and straightforward. Asiana Visa® Business cardholders can use their Asiana Club miles to save on select Asiana Airlines flights, travel on a Star Alliance partner, purchase seat upgrades, pay for additional or excess baggage, or access the Asiana Airlines or Star Alliance member lounge.
Mileage Mall: Asiana Airlines’ “Mileage Mall” allows Asiana Club members to use their bonus miles for movies, excursions, cultural activities, and more with various partners across South Korea.
Mileage Pool-ability: Pool miles with up to 5 family members.
Miles Redemption Restrictions: Miles earned can be redeemed once cardholders surpass the 10,000-mile threshold.
Today’s Bonus Offer
Earn 10,000 bonus Asiana Club miles when you make your first purchase with the Asiana Visa® Business Card.
The Plane Facts
Can you expect a smooth flight from Asiana Visa® Business Card, or will there be turbulence?
Annual Fee: The Asiana Visa® Business Card features an annual fee of $80. This is an excellent rate for such a business airline card. Many other rewards business cards feature a significantly higher annual fee.
Airline and Airport Perks:
$100 Rebate on Asiana Airlines Flights: Cardholders receive 2 annual statement rebates of $100 towards qualifying Asiana Airlines ticket purchases.
Cardholder Protections:
Fraud Monitoring: Cardholders have complete protection from any fraudulent or unauthorized purchases made on their account.
Account Alerts: Visa account alerts inform cardholders know if there is suspicious activity on their account.
Car Rental Loss and Damage Insurance: collision damage for rental cars is covered when you pay the total cost of your rental car with the Asiana Visa® Business Card and waive additional collision protection while at the rental counter.
Overdraft Protection: Businesses can opt-in for overdraft protection to prevent returned checks or penalty fees.
Additional Benefits:
No penalty APR
Purchase Protection: Cardholders are all set when an eligible purchase break or suffer damage.
Cash Flow Management Tools: A suite of management tools to help companies manage cash flow. These include automatic payments, transfers, and transactions using QuickBooks.
Travel and Emergency Services: Comprehensive protection. $1,000,000 in travel accident insurance for cardholders. They also receive lost-luggage assistance, emergency ticket replacement, and optional extended protection.
Paperless Statements: Companies can opt-in for a paperless statement. This offers an additional layer of security to the account while reducing paper consumption.
Online and Mobile Account Access
The Perks That Make the Asiana Visa® Business Card Worthwhile:
What are some of the Pros that set this card ahead of the rest?
A Decent Intro Offer: New members can earn 10,000 bonus miles when they make their first purchase using the Asiana Visa® Business Card.
Booking Flights: Miles earned are applicable on ticket purchases for Asiana Airlines, or any of their Star Alliance partner airlines.
Additional Rewards: Get statement rebates of $100 for purchases with Asiana Airlines each year.
The Ability to Earn Miles Everywhere: With the Asiana Visa® Business Card, cardholders can earn double miles when booking with Asiana, and single points everywhere else. The chance of earning bonus miles when using the card with Star Alliance and other Asiana partners offers additional big miles-earning potential
Potential Turbulence with the Asiana Visa® Business Card:
What are some drawbacks that take the wind from under this card’s wings?
Blackout Dates: Unlike some other international carriers, Asiana Airlines has numerous international blackout dates of which frequent flyers need to be aware. For a complete listing of all Asiana Airlines blackout dates, visit our Star Alliance information page.
Limited Access for Those in the United States: For those who regularly travel for business to South Korea, the Asiana Visa® Business Card is a great way to quickly rack up miles and perks. For those companies who, however, limited access to Asiana flights in the United States hampers the card. For those in the U.S., Asiana only operates out of 9 locations: Anchorage, Chicago – O’Hare, Dallas/ Fort Worth, Honolulu, JFK, Miami, San Francisco, and Seattle-Tacoma.
Additional Charges: Flight bookings may incur additional fees, such as fuel surcharges, which miles don’t cover.
Better Rewards Exist Elsewhere: Businesses may find better rewards programs with more versatile rewards elsewhere.
Thoughts Before Landing
The Asiana Visa® Business Card has some perks that make it a great option for a particular business demographic. The chance at double miles on flights makes it a great option for a company that frequently travels on Asiana. The addition of two statement rebates of $100 towards Asiana Airlines ticket bookings each year of membership is another nice reward – as is the $80 annual fee – far lower than many other comparable business airline cards, and even lower than Bank of America’s other Asiana Airlines business card offering from American Express (which has a $100 annual fee).
The low initial bonus for businesses, however, is a potential turn-off that is difficult to overlook. Better bonus rewards are readily available with other cards out there. The inclusion of a foreign transaction fee is another quirk to contemplate. Finally, while miles don’t expire for at least a decade (depending on your Asiana Club status), they do still expire.
The availability of bookings with Star Alliance partner carriers, however, makes the Asiana Visa® Business Card a great choice for businesses who travel – especially with Asiana – frequently. Asiana also offers one of the fastest routes to Star Alliance Gold membership status, meaning regularly using the card can pay dividends quickly.