Getting to Know the Asiana Airlines Visa Signature® Credit Card
The Asiana Airlines Visa Signature® Credit Card is an airline rewards card designed with frequent travelers in mind. For those who travel with Asiana at least once per year, the availability of miles to earn is ideal. All purchases with Asiana Airlines earn 3 miles for each dollar spent, while purchases at gas stations and restaurants earn 2 miles per dollar. All other purchases earn one mile for every dollar spent. Bookings through Asiana also get cardholders an automatic $100 rebate.
New members also have the chance to earn 30,000 bonus miles when they spent $3,000 on purchases in the first 3 months. Cardholders are also receive 2 complimentary invitations to Asiana Airlines’ lounges each year of membership.The Asiana Airlines Visa Signature® Credit Card is an excellent choice for a very specific demographic.
How It Works
Cardholders can expect the following from the Asiana Airlines Visa Signature® Credit Card:
How to Earn Rewards:
Fly with Asiana Airlines: Travelers earn 3 miles for every dollar spent on Asiana Air ticket purchases.
Making Everyday Purchases: Cardholders earn 2 miles for every dollar spent at gas stations and hotels, and 1 point for every dollar spent on all other purchases.
Renewal Reward: Earn a 10,000 bonus miles certificate at each renewal period.
Earn with Star Alliance Partners: Travelers can earn bonus miles when they use their Visa Signature® card when booking with Star Alliance partner carriers.
Hotel Partners: Cardholders can also earn miles through purchases with select Asiana Airlines hotel partners. Partners include Hilton, Marriott Bonvoy, IHG, Hyatt, Best Western, WorldHotels, Radisson Regal Hotels, Okura, Walkerhill, Lotte, and more.
Rental Car Partners: Cardholders earn bonus miles when booking through Rentalcars.com or Times Car rental car services.
Shopping: Making purchases at select online partners, including eMart Mall, Auction, and G Market also earns members bonus miles.
No Cap: There is no cap on the number of bonus miles that members can accrue.
Expiration: Miles earned do not expire for 10 years. For Diamond, Diamond Plus, or Platinum Asiana Club members, however, miles expire after 12 years.
How to Redeem Miles:
Travel: Redeeming bonus miles with Asiana Airlines and other Star Alliance partner carriers is both simple and straightforward. Asiana Airlines Visa Signature® cardholders can use their Asiana Club miles to save on select Asiana Airlines flights, travel on a Star Alliance partner, purchase seat upgrades, pay for additional or excess baggage, or access the Asiana Airlines or Star Alliance member lounge.
Mileage Mall: Asiana Airlines’ Mileage Mall allows Asiana Club members to sue their bonus miles for movies, excursions, cultural activities, and more with various partners across South Korea.
Today’s Bonus Offer
Earn 30,000 bonus miles when you spend $3,000 within the first 90 days of opening the account.
The Plane Facts
Can you expect a smooth flight from Asiana Airlines Visa Signature® Card, or will there be turbulence?
Annual Fee: The Asiana Airlines Visa Signature® Card features an annual fee of $99, which is relatively high when compared to other similar airline rewards credit cards. While the cost isn’t a deal breaker, a comparable card with equal rewards and a lower annual fee can likely be found elsewhere. Applicant should also be aware that the annual fee is assessed before they can begin using the card, meaning the initial line of credit will be smaller than they might expect.
Airline and Airport Perks:
Lounge Access: Asiana Airlines Visa Signature® cardholders receive 2 complimentary Asiana Airlines lounge invitations each year of membership.
$100 Rebate on Asiana Airlines Flights: Cardholders also receive an automatic $100 rebate on all Asiana Airlines ticket purchases made with their Asiana Airlines Visa Signature® Credit Card.
Cardholder Protections:
Baggage Insurance Plan: Reimbursement for lost or stolen luggage when the entire fare is paid using the Asiana Airlines Visa Signature® Credit Card.
Fraud Protection: Cardholders have complete protection from any fraudulent or unauthorized purchases made on their account.
Account Alerts: Visa account alerts allow cardholders to know – via text message or email -when payments are due or if there is suspicious activity on their account.
Car Rental Loss and Damage Insurance: Auto rental collision damage is covered when you pay the total cost of your rental car with the Asiana Airlines Visa Signature® Card and waive additional collision protection while at the rental counter.
Global Assistance: 24/7 access to Visa’s dedicated account services, as well as access to Visa Concierge, which provides travel assistance and coordination for any issues that may arise during travel. Customer service is available in different languages.
Additional Benefits:
No foreign transaction fees
Purchase Protection: Cardholders are protected when an eligible purchase break or suffer damage.
Entertainment Access: Exclusive access to advance ticket sales for concerts, sports, and other events with Visa Signature®.
Travel and Shopping: Visa Signature® offers exclusive discounts at leading hotels, resorts, and retail merchants.
Digital Wallet Technology: Connect the card to phones using Apple Pay®, Google Pay™ or Samsung Pay.
FICO® Score access
Breaking Down the APR:
Purchase APR: The card features a purchase APR that is like numerous other airline rewards credit cards.
Balance Transfer APR: The Asiana Airlines Visa Signature® Card balance transfer APR is the same as the purchase APR.
Penalty APR: The penalty APR on the card is 29.99%. Penalty APR applies if the cardholder misses a payment or make a late payment on their account.
The Perks That Make the Asiana Airlines Visa Signature® Credit Card Worthwhile:
What are some of the pros that set this card ahead of the rest?
A Good Introductory Offer: 30,000 miles after spending $3,000 is a great bonus.
Booking Flights: Use miles for ticket purchases for Asiana Airlines, or any Star Alliance partner airlines.
Additional Rewards: Asiana Airlines’ lounge access twice a year.
The Ability to Earn Miles Everywhere: With the Asiana Airlines Visa Signature® Credit Card, cardholders can earn 3x miles when booking with Asiana, 2x miles when using their card at gas stations or restaurants, and 1x points everywhere else. The added bonus of earning bonus miles when using the card with Star Alliance and other Asiana partners further makes the potential for big miles enticing.
Potential Turbulence with the Asiana Airlines Visa Signature® Credit Card:
What are some cons that take the wind from under this card’s wings?
Blackout Dates: Unlike other carriers, Asiana Airlines has numerous blackout dates of which frequent flyers need to be aware of. For a complete listing of all Asiana Airlines blackout dates, visit our Star Alliance information
Limited Access for Those in the United States: For some the card’s access is great. For those who regularly travel to South Korea, the Asiana Airlines Visa Signature® Card is a no-brainer. Frequent Asia travelers may find, the card suffers from limited access to Asiana flights. For those in the U.S., for example, Asiana only operates out of 9 locations. These are: Chicago – O’Hare, JFK, San Francisco, Dallas/ Fort Worth, Miami, Seattle-Tacoma, Honolulu, and Anchorage.
Additional Charges: Flight booking may face additional fees, such as fuel surcharges, which miles don’t cover.
Thoughts Before Takeoff
Is the Asiana Airlines Visa Signature® Card right for you? If you regularly travel – either to South Korea or with Asiana Airlines, the answer is a resounding yes. This card offers the potential for huge mile-earnings and has some great perks. These include things like 2 complimentary lounge invitations for each year of membership.
The Asiana Airlines Visa Signature® Card is difficult to justify for some people. This is especially true of those who travel to Asia often. Those who don’t live near one of nine Asiana hubs will also struggle. There are plenty of airline-specific cards out there that earn points with a carrier you actually use.
Fortunately, the Asiana Airlines Visa Signature® Card can help those who frequently travel earn miles that can be used to gain Silver or Gold Star Alliance status, and also earn miles that are redeemable for flights with other Star Alliance carriers. The decent APR and no foreign transaction fees also help. These perks make the card an overall decent choice.