ANA CARD U.S.A. VISA® Credit Card

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Getting to Know the ANA CARD U.S.A. VISA® Credit Card

The ANA CARD U.S.A. VISA® Credit Card is an airline card targeted to frequent All Nippon Airways (ANA) travelers. It also is great for those relocating to the United States who want a card that offers rewards back home. The card provides an initial 5,000 bonus miles after the first use. After that, the card earns 1x miles on purchases. 

How It Works

Cardholders can expect the following from the ANA CARD U.S.A. VISA® Credit Card:

How to Earn Rewards:

  • Fly with All Nippon Airways: Companies can earn 1 mile for every dollar spent on ticket purchases with Asiana Airlines.
  • Everyday purchases: Businesses also earn 1 mile for every dollar spent on all other purchases.
  • No Cap: There is no cap on the number of bonus miles a business can earn.
  • Expiration: Miles earned do not expire for 3 years.

How to Redeem Miles:

  • Travel: ANA Mileage Club members can redeem their miles for domestic flights within Japan for as little as 5,000 miles, 12,000 miles for international flights with ANA, or 15,000 miles with Star Alliance or other ANA partner carriers.
  • Seat Upgrades: ANA Mileage Club members can use miles to upgrade seating on international flights for as little as 12,000 miles or 15,000 miles with Star Alliance carriers.
  • Other Ways to Redeem Miles: Cardholders can also redeem miles for ANA Value Vouchers (for use on ANA flights or with partner shops), with ANA global hotel or rental car partners, for gifts cards with major retailers such as Amazon, Macys, and Hotels.com, or select taxi and bus services from Japanese airports.

Today’s Bonus Offer

Earn 5,000 bonus ANA Mileage Club miles when you make your first purchase with the ANA CARD U.S.A. VISA® Credit Card. New members also enjoy an introductory purchase APR of 1.9% for the first 6 months.

The Plane Facts

Can you expect a smooth flight from the ANA CARD U.S.A. VISA® Credit Card, or will there be turbulence?

  • Annual Fee: The ANA CARD U.S.A. VISA® Credit has an annual fee of $70 for the company, which is a good rate when compared to other business rewards credit cards, which typically feature a higher annual fee.

Airline and Airport Perks:

  • Priority Check-In: ANA CARD U.S.A. VISA® Credit Cardholders receive priority check-in on ANA-operated international flights.
  • In-Flight Discounts: ANA CARD U.S.A. VISA® Credit Cardholders receive 10% discounts on in-flight purchases on ANA-operated domestic and international flights when you use your card.
  • Duty-Free Savings: Cardholders save 10% on duty-free purchases at ANA Group duty-free stores in Japan.
  • Discounts at Airport Shops: ANA CARD U.S.A. VISA® Credit Cardholders receive 5% savings when using their card at ANA partner shops at Japanese airports.
  • Faster ANA Bronze member status: Cardholders who earn 30,000 premium points within one year are eligible for ANA Bronze status, even if they don’t meet the 15,000-point requirement set by ANA-operated flights.

Cardholder Protections:

  • Fraud Monitoring: Cardholders have complete protection from any fraudulent or unauthorized purchases made on their account.
  • Account Alerts: Visa account alerts allow cardholders to know – via text message or email -when payments are due or if there is suspicious activity on their account.
  • Car Rental Loss and Damage Insurance: collision damage for rental cars is covered when you pay the total cost of your rental car with the ANA CARD U.S.A. VISA® Credit Card and waive additional collision protection while at the rental counter.
  • Overdraft Protection: Businesses can opt-in for overdraft protection to prevent returned checks or penalty fees.

 Additional Benefits:

  • No penalty APR
  • Free FICO® credit score
  • Entirely US dollar-based card

The Perks That Make the ANA CARD U.S.A. VISA® Credit Card Worthwhile

What are some of the Pros that set this card ahead of the rest?

  • US Dollar-Based Card: For those relocating to the US, the ANA CARD U.S.A. VISA® Credit Card is 100% US dollar-based, making it a good choice for those looking to establish a US credit history.
  • No Additional Fees for Extra Authorized Users: The ANA CARD U.S.A. VISA® Credit Card charges no fee for additional authorized users on the account.
  • Added Earning: For ANA Premium members, flight bonus miles are increased by 5% when flying with ANA or United Air.

Potential Turbulence with the ANA CARD U.S.A. VISA® Credit Card:

What are some drawbacks that take the wind from under this card’s wings?

  • Blackout Dates: Look out. AAll Nippon Airways flights are subject to blackout dates. These can make travel difficult for US-based travelers. This is especially true in the holiday period. European and North American services are blacked out from December 25 through January 11. This means cardholders looking to use miles for flights would have to work around these restrictions. For a comprehensive list of ANA blackout dates, visit our dedicated Star Alliance rewards and miles page.
  • Limited Access for Those in the United States: While the ANA CARD U.S.A. VISA® Credit Card is geared towards companies in Japan that either has a presence in the US or with employees who have relocated to the US, the perks of this card are minimal for everyone else in the United States. Savings are exclusive to ANA flights and affiliated partners in Japan, while access to US-based partner savings are much more limited.
  • Additional Charges: Flight bookings with ANA incur additional fees, such as fuel surcharges, which are not covered by miles.
  • Better Rewards Exist Elsewhere: If you are a business or employee who has relocate t the US, or if you frequently travel to Japan for work, this may be your ideal card. If not, however, there might be better cards out there that offer significantly better introductory bonus miles and rewards-earning potential.

Thoughts Before Takeoff

The ANA CARD U.S.A. VISA® Credit Card offers some compelling perks for those who either travel frequently to Japan for work or who have recently relocated to the US and are looking for a rewards card to help their company earn miles with All Nippon Airways while establishing credit in the United States.

The ANA CARD U.S.A. VISA® Credit Card offers a faster route to ANA Member Club Bronze level status, as well as 5,000 bonus miles for first use. These bonus miles amount to 1/6th of the miles needed to reach Bronze status – a solid start right off the bat. Bronze status is good for seat upgrades, priority check-in on ANA-operated flights, and more. Additionally, cardholders earn 1 mile for every dollar spent, with no cap on miles earned.

The sign-up bonus of 1.9% APR for 6 months and 5,000 bonus miles, however, is relatively low consider other options that are available. The case against the ANA CARD U.S.A. VISA® Credit Card worsens with the $70 annual fee – sure, this isn’t higher than other business cards (in fact it is lower than many), but for the rewards on offer it isn’t great.

Overall, the ANA CARD U.S.A. VISA® Credit Card is a good choice for those that either frequently fly All Nippon Airways, are ANA Mileage Club member, or are recently relocated to the US and want to establish good credit while earning rewards

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