With the United Club℠ Business Card you’re in for a smooth flight no matter what their final destination. The card, co-branded with Chase Bank, offers companies reliable miles-earning potential with every purchase. Cardholders earn 2 miles for every dollar and 1.5 miles for every other dollar spent on purchases with United. New accounts earn 50,000 bonus miles after making $3,000 in purchases within the first three months. This is something made even easier by employee cards at no additional cost.
How It Works
Cardholders can expect the following from the United Club℠ Business Card from Chase:
How to Earn Rewards:
Fly United: United Club Business Cardholders earn double miles on purchases made directly with United Airlines. Miles vary based upon MileagePlus tier status.
Make Everyday Purchases: Holders also earn 1.5X miles on all other purchases made with the card. This is an improvement on the single-mile-per-dollar -spent found with other similar business cards.
Complimentary Employee Cards: Free cards! Additional cards are free of charge and set individual limits for each card they add. Best of all, miles that are earned from employee purchases accrue to the primary account holder’s account. So, business owners can capitalize on all business-related purchases to earn rewards.
Unlimited Miles: Cardholders can earn unlimited rewards miles with their United Club℠ Business Card.
Rewards do not expire as long as the account is active
How to Redeem Rewards:
When you begin to cash in on the rewards you’ve earned with your United Club℠ Business Card, you’ll notice that you can turn your miles into just about anything!
Travel: Use miles for booking or upgrading travel with United Airlines. Rewards also apply towards seat upgrades and more. One-way awards start as low as 12,500 miles within the continental U.S. and Canada. Miles can also be redeemed with Star Alliance members.
Hotels: Use miles to book stays at brand-name hotels and resorts worldwide.
Cruises: All work and no play? Not with United Club℠ Business Card! Use miles to book a dream with partners such as Norwegian, Royal Caribbean, Carnival, and more.
Car Rentals: MileagePlus miles are applicable towards vehicle rentals through car rental partners such as Dollar, Hertz, and Thrifty.
Retail: Miles can be used to shop for thousands of products. These include electronics, housewares, jewelry, gift cards, and much more. In fact, miles can be used to purchase Apple® products like the iPad, Apple Watch, and MacBook.
Buy, Gift or Transfer: Cardholders can also purchase extra miles. Or, gift miles to other MileagePlus members. Miles transfers cost $7.50 per 500 miles, along with a processing fee of $30.00 per transaction.
Today’s Bonus Offer
The United Club℠ Business Card comes with an impressive introductory bonus of 50,000 MileagePlus miles after making $3,000 in the first three months of opening an account. $3,000 in spending equates to just $1,00o per month – a feat made even easier by the additional employee cards at no extra cost. This relatively easy-to-reach goal has a value of around $500 to $600.
The Plane Facts
Can you expect a smooth flight from the United ClubSM Business Card from Chase, or will there be turbulence?
Annual Fee: The United ClubSM Business Card features a whopping annual fee of $450, which is relatively high when compared to other similar airline rewards credit cards; it’s certainly more than the annual fee for United’s other business card offer, which weighs in at $95 (and is free for the first year). While the cost might be a deal breaker for small business owners who aren’t looking to spend a ton of money each year for a travel rewards program, a comparable card with equal rewards and a lower annual fee may be difficult to find elsewhere. The rewards with the United ClubSM Business Card really stack up, so when this card is used properly, the annual fee is easily offset.
Airline and Airport Perks:
Free Baggage Allowances: When purchasing a flight using your United Club℠ Business Card, the first and second checked bags fly for free – and so do the first and second checked bags of a companion on the same itinerary. This can add up to $280 in savings on a round trip flight.
United Club℠Membership: Up to a $550 value per year, the primary cardholder and eligible travel companions will enjoy access to 45+ United Club locations as well as participating Star Alliance affiliated lounges worldwide.
Premier Access: Cardholders receive Premier Access travel services, entitling them to priority check-in, security screening, boarding, and baggage handling (where applicable).
No Blackout Dates: When booking travel with the United Club℠ Business Card, you’ll enjoy expanded award availability when you use miles to book any United-operated flight, any time – there are no restrictions or blackout dates when you redeem your miles with United Airlines.
Airport Dining: Redeem miles at select New York/Newark Airport and the Houston Continental Airport restaurants and bars.
Cardholder Protections:
Zero Liability: Never worry about unauthorized use or transactions on the card. Visa Zero Fraud Liability has you covered.
Auto Rental Collision Damage Waiver: Visa provides comprehensive protection for theft or damage to rental cars. Simply book the entire rental cost with a Visa card and waive additional insurance at the rental counter.
Roadside Dispatch®: Visa cardholders will benefit from Roadside Dispatch®, which is a pay-per-use roadside program.
Additional Benefits:
Luxury Hotel & Resort Collection: United ClubSM Business Card members will enjoy access to over 900 properties that include many of the world’s most exquisite hotels, resorts, lodges, and spas.
Inside Access: Chase cardmembers have opportunities to purchase private, curated, once-in-a-lifetime experiences. Enjoy wine tastings and culinary events at some of the world’s finest restaurants, meet a sporting legend, and redeem award miles to enjoy VIP access to live theater and museum events.
Extended Warranties: Visa cardholders who use their Visa Signature® card for their purchases are eligible to add up to two extra years added to the original manufacturer’s warranty, when you use your card for eligible purchases. Some restrictions apply.
Complimentary Employee Cards: Employers can add employee cards to their account at no additional cost, and points earned by employee spending will be credited to the account holder.
Visa Concierge Service: Get complimentary Visa Signature® Concierge Service, 24 hours a day.
No foreign transaction fees
The Perks That Make the United ClubSM Business Card Worthwhile:
What are some of the pros that set this card ahead of the rest?
Easily Attainable Sign-up Bonus: A great bonus for a minimum spend. Earn 50,000 bonus points when you spend $3,000 on qualifying business purchases in the first 3 months. That’s not a bad reward for companies that regularly use their card. It’s even easier for those who issue additional cards to employees.
No Blackout Dates: Earning miles can be a long, laborious process, which makes the pain of experiencing blackouts when redeeming all the more unbearable. Fortunately, the United MileagePlus plan doesn’t feature any blackout dates for redemptions, meaning reward flights are truly rewarding.
United Club and Premier Access: Cardholders get access to United Airline’s executive club services. They also have access to other great perks with Premier Access. Priority boarding, priority screening, and much more await.
Point Redemption Options: The MileagePlus plan offers a wide array of redemption options that are sure to suit the needs of every business.
No Foreign Transaction Fees: A premium business card should never skimp – and that counts double when it comes to hidden fees. The United Club Business Card has no foreign transaction fees, making it a versatile and powerful tool for global business.
Free Checked Bags: Your first and second checked bags fly with you for free. This bonus applies to the cardholder and one companion on the itinerary. This offers a savings of up to $280 round trip.
Potential Turbulence with the United ClubSM Business Card:
What are some cons that take the wind from under this card’s wings?
Annual Fee: The United ClubSM Business Card’s annual fee of $450 is sky-high in comparison to other business travel rewards cards. However, using your rewards for even just one trip will essentially provide enough benefits to break even (after all, United ClubSM membership alone costs upwards of $550). While there are a few options out there for business owners with no annual fees, most cards that have no annual fee cannot compare when it comes to the rewards options that are attached. A rewards card with a “middle-of-the-aisle” annual fee likely won’t share the same benefits and perks that the United ClubSM Business Card gives business owners.
Thoughts Before Takeoff
This is your Captain speaking. While the United ClubSM Business Card from Chase’s hefty annual fee of $450 may have your head spinning faster than the propellers on a prop plane, once you reach altitude you’ll be cruising with all of the perks and benefits that accompany this card’s top rewards-earning potential. For companies that send their workers around the world for business, this card packs a powerful punch that more that makes up for the yearly membership fee. With lounge access, free baggage allowances, as well as priority boarding, baggage, check in, security, and more there really isn’t much not to love about the United Club Business Card from Chase.